CORPORATE FINANCE  ·  COMPANY LAW  ·  COMPLIANCE Delhi
India Entry & Regulatory

NBFC Registration & Compliance

Lending, leasing, or investment as a business needs RBI registration — and the application is exacting, with ₹10 crore net owned fund requirements and a six-to-twelve-month process. We handle eligibility and structuring, draft the CoR application, liaise with the RBI through approval, and run the compliance calendar that keeps the licence in good standing.

₹10 crnet owned fund requirement
6–12 motypical RBI approval timeline
CoRapplication drafted and pursued
Ongoingcompliance calendar managed

When this matters.

The fintech needing to lend

Your model requires a lending licence. We assess eligibility, structure the NOF, draft the application, and pursue it through the RBI.

The group with multiple entities

NOFHC structuring, group compliance, and the regulatory architecture — designed before the application.

The registered NBFC

Returns, disclosures, and audit coordination — the ongoing calendar that keeps the licence clean.

What we do.

01

Eligibility & structuring

Net owned fund planning, NOF/NOFHC structuring, and pre-application readiness — so the application is filed once, correctly.

02

CoR application

Certificate of Registration application drafted to RBI expectations — business plan, financials, and fit-and-proper documentation.

03

RBI liaison

Managed through queries, hearings, and the approval process — preparation quality decides six months vs. twelve.

04

Post-registration setup

Compliance framework installed — returns calendar, board processes, and policy requirements.

05

Ongoing compliance

Quarterly and annual returns, disclosures, and audit coordination — the retainer that protects the licence.

06

Scale-up advisory

Upper-layer, deposit-taking, and sectoral transitions — advised as you grow.

The regulatory frame.

The law that governs this work.

  • RBI Act — Ch. IIIB (NBFC provisions)
  • Master Directions — NBFC regulatory framework
  • NOF requirements — ₹10cr (current norms)
  • Scale-based regulation — SBR framework

How we work.

STEP 01

Assess

Eligibility and structuring — confirmed before spending.

STEP 02

Apply

CoR application drafted and filed.

STEP 03

Pursue

RBI liaison through approval.

STEP 04

Comply

The ongoing calendar managed.

Questions we hear.

Net owned fund required?

₹10 crore for most new registrations under current norms. We confirm your category's threshold.

How long?

Six to twelve months from a complete application. Preparation quality is the variable.

Post-registration compliance?

Yes — returns, disclosures, and audits as a standard retainer.

Talk to us

Start with a conversation.

Tell us where your company is headed. A partner — not a sales rep — will respond.

Request a consultation